Money Mind Shift

Subscription Audit

Small monthly payments can quietly become large annual commitments. This audit helps you understand:

  • How much you’re actually spending on subscriptions
  • Which ones still add value to your life
  • Where you could free up money for goals that matter more
Step 1

Enter your subscriptions

Add your monthly cost and tick if you use it regularly. Start with the common ones below, then add your own.

SubscriptionMonthly costI use it
TV Streaming
£
Music Streaming
£
Cloud Storage
£
Gym / Fitness
£
Shopping Membership
£
➕ Add your own
Monthly total £0.00
Your subscription snapshot
Monthly spend
Annual spend
Cost per day

Subscriptions aren’t inherently bad. The goal isn’t to cancel everything.

The goal is to ensure that what you pay for today still supports the life you’re trying to build tomorrow.

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For guidance only. The results produced by this tool are estimates based on the information you enter and are intended to help you review your subscriptions — they do not constitute regulated financial advice. Nothing you enter is stored, saved or transmitted. All calculations happen in your browser and are cleared when you leave the page. If you are in serious financial difficulty, please contact StepChange (0800 138 1111) or National Debtline (0808 808 4000) for free, regulated advice.

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