Services available
Life is full of ups and downs, sometimes we find ourselves in financial positions where we find it difficult to manage the monthly budget or find ourselves in financial positions that we don’t know how to get out of. Here are some services available in the UK which you may find helpful.
Citizens Advice
“As the largest multi-channel provider of free debt advice, we help nearly half a million people a year to find a way forward with debt and money troubles. To help people avoid financial difficulty, credit products need to be designed so that people can use them safely.”
Step Change
“StepChange Debt Charity. The largest UK debt charity providing free expert debt advice & debt management solutions. We help thousands of people become debt-free every year. Our team of experts offer free, flexible debt advice to anyone who needs it. We have spent the last thirty years: Helping people take control of their finances.”
Mind
“Poor mental health can make earning and managing money harder. And worrying about money can make your mental health worse. It can start to feel like a vicious cycle. Here, you can find out more about organising your finances, claiming benefits when you have a mental health problem, dealing with services, and looking after your mental health when you’re worried about money.”
Money Helper
“MoneyHelper is our consumer-facing service, providing free and impartial money and pensions guidance for people all across the UK. MoneyHelper is a free service provided by the Money and Pensions Service (MaPS). The Money and Pensions service is an arm’s-length body, sponsored by the Department for Work and Pensions.”
If you are struggling, it can be helpful to talk to someone
“Whatever you’re facing, a Samaritan will face it with you. Every 10 seconds, Samaritans responds to a call for help.
We’re here, day or night, for anyone who’s struggling to cope, who needs someone to listen without judgement or pressure. Samaritans is not only for the moment of crisis, we’re taking action to prevent the crisis.
We give people ways to cope and the skills to be there for others. And we encourage, promote and celebrate those moments of connection between people that can save lives. We offer listening and support to people and communities in times of need.”
The Money Mind Shift 